What to do in an emergency - click here.

Emerald Plan

USD 1 Million Annual Benefit

Cover for ALL Medical Emergencies as a result of Acute Bodily Injury and Acute Illness (including in-patient hospital accommodation, surgery costs, specialist costs etc.)

Evacuations By Road or Air Ambulance (Includes relocation and repatriation)

Elective Treatment / Procedures (Specialist referred and pre-authorised treatment for non-emergency medical condition(s) resulting from illness or bodily injury) Including Post-Operative and / or Medically Necessary rehabilitation

Full cover for Cancer and other Illnesses

Complications during Pregnancy

Childbirth Benefit

Newborn Benefit

Terminal Illness Benefit

HIV / AIDS In-Hospital Lifetime Benefit

Personal Accident Cover – USD25,000

Travel Top-Up Days for travel worldwide

School and University Sports are covered

Some extreme sports are covered with payment of a Loading, i.e. BMX; Moto-X; Karting

Terms and Conditions as per the Membership Guide