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Membership Plans

Diamond Plan

USD2 Million per member per annum
Maximum Annual Benefit

All Emergencies

Elective (medically necessary) treatments / procedures that are SPECIALIST referred PRE-AUTHORISED including treatment for cancer and other illnesses

Full Cover for Cancer

Pregnancy and Childbirth
USD5,000 per member per annum

Newborn Cover for
Pre-Registered babies
USD30,000 per birth

Terminal Illness Benefit
Costs associated to PALLIATIVE treatment on
Approval by OUR Medical Director up to the Limit $80,000.00 per MEMBER

Dental Treatment
From Bodily Injury and relief of pain. The full reasonable and Medically necessary costs of Emergency Dental Treatment and dental procedures necessary to restore and replace sound natural teeth lost or damaged as a result of bodily injury. A maximum of $250.00 per Member, per year for Emergency Dental Treatment for the immediate relief of Dental pain.

Organ Transplant
$250,000.00 Benefit for costs related, directly or indirectly, to an organ transplant. Excluding the harvesting or donation of an organ.

Not Covered

Guarantees of Payment are in Place for Members at Major Medical Centres

Emerald Plan

USD500,000 per member per annum
Maximum Annual Benefit

All Emergencies

Elective (medically necessary) treatments / procedures that are SPECIALIST referred PRE-AUTHORISED including treatment for cancer and other illnesses

Full Cover for Cancer

Not Covered

Not Covered

Terminal Illness Benefit
Costs associated to PALLIATIVE treatment on
Approval by OUR Medical Director up to the Limit $40,000.00 per MEMBER

Dental Treatment
From Bodily Injury and relief of pain. The full reasonable and Medically necessary costs of Emergency Dental Treatment and dental procedures necessary to restore and replace sound natural teeth lost or damaged as a result of bodily injury. A maximum of $250.00 per Member, per year for Emergency Dental Treatment for the immediate relief of Dental pain.

Organ Transplant
$100,000.00 Benefit for costs related, directly or indirectly, to an organ transplant. Excluding the harvesting or donation of an organ.

Not Covered

Guarantees of Payment are in Place for Members at Major Medical Centres